Start building credit with Self Lender
by Self Lender, Inc.
Self Lender can be a simple way to build your credit history while you save. Self Lender is great for helping people interested in personal finance and their financial health, even people with a low or no credit score! People who have used Self Lender report meaningful increases in their FICO score (your results may vary). Stop trying to repair your credit, and start building new credit with Self Lender.
Finally, a simple and budget friendly way to help you build credit history and save money.
Over 175,000 people have built their credit and saved $140 million using Self Lender. Ideal for those who want to build credit while they save.
So, how does it work? Think of it as a savings plan that builds credit. You choose a plan that meets your budget (starting at $25/month) and the length of the term (12 or 24 months). As you make payments over the term, you're repaying a small loan that is held in a certificate of deposit (“CD”) in your name. Each month, your payments are reported to all three credit report bureaus. At the end of the term, you've paid off the loan and your CD unlocks with your money. For Example a $545.00 Credit builder account, paid 12 times over one year would have a monthly payment of $48.00, and an Annual Percentage Rate of 15.65%.
● HELPS BUILD CREDIT
With an active credit builder account, your payments are reported to all three credit bureaus.
● FREE CREDIT MONITORING
Love credit monitoring? With Self Lender you can check your credit score and get free credit monitoring with real-time credit alerts
● NO CREDIT
Unlike an inquiry when you apply for a credit card, Self Lender does not do a “hard pull” credit check when creating an account. In fact, no credit score is required at all!
● SECURE ACCOUNTS
All accounts are held with our bank partner and the CD is in your name. Our systems use measures like two-factor authentication, 256-bit encryption, and fraud detection.
● WHY DO PEOPLE TRUST SELF LENDER?
- Used by over 149,000+ people to build credit history
- Featured on ABC News
- Featured in USA Today
- Featured in Bloomberg News
- Featured in Newsweek
- Featured in TechCrunch
- Featured in American Banker
- Featured in NerdWallet, CreditCards.com and Credit Karma
When you download and use Self Lender, you agree to the Self Lender Terms of Service at: https://www.selflender.com/terms-of-service