Borrow for less, build your credit, and save money while earning rewards.
by MoneyLion Inc.
Join our 3 million members and get America’s most powerful financial membership today:
• Zero-fee checking account
• Zero-fee investment account
• 0% APR cash advances
• 5.99% APR credit-builder loans
• Up to 12% cashback rewards
• Personal loans up to $50,000
• Get and monitor your credit score
• Personalized financial advice
“MoneyLion brings traditional banking ever closer to obsolescence.” - TechCrunch
2018 Celent Model Bank Award for Financial Wellness
HOW IT WORKS:
Sign up for free
Download the MoneyLion app and enroll in free MoneyLion Core! Receive your new black debit card in approximately 7 days.
Enjoy zero-fee checking
Fund your MoneyLion Checking account with an instant transfer, and then use it everywhere you go with no fear of hidden fees, overdraft fees, or minimum balance fees!
Unlock 0% APR cash advances
Add direct deposit of just $250 or more to your MoneyLion checking account to unlock instant 0% APR cash advances.
Invest when you’re ready
Transfer money -- any amount, any time -- to your zero-fee MoneyLion Investment account, and we’ll invest it for you in a personalized portfolio to help it grow!
Level up to get 5.99% APR loans
Upgrade your membership to MoneyLion Plus to get anytime access to a 5.99% APR credit-builder loan, $1 daily cashback, exclusive perks, and more.
Get up to 12% cashback (coming soon)
Browse offers for up to 12% cashback rewards from thousands of merchants in the app, link your card for free, and start earning rewards when you shop!
MoneyLion Core or MoneyLion Plus (paid) membership required to participate in certain programs, services, cash advances, checking account and/or loans. See website or app for terms, conditions and details. MoneyLion investment account is managed by affiliated, SEC-registered investment adviser ML Wealth, LLC. It is not FDIC insured or bank-guaranteed, and is subject to risk of loss, including loss of principal. For important information and disclaimers relating to the investment account, please go to http://www.moneylion.com/adv. Checking account through MoneyLion's partner, Member FDIC. Identity and account verification required. Loans are offered through MoneyLion affiliates or through First Electronic Bank, Member FDIC. View full terms and conditions at www.moneylion.com/plus.
*All loans in the USA with an APR of 5.99% are made by state-licensed subsidiaries. Loan terms range from 6 - 18 months with 0% origination fees. An example of total amount paid on a personal loan of $500 for a term of 12 months at an APR of 5.99% with 0% origination fees, would be equivalent to $515.07 over the 12 month life of the loan.*